Mantle FP News
Secure your financial future and enjoy the lifestyle you deserve with the latest news from Mantle Financial Planning’s team of experts.
Written by Colin Caulfield | Director
Concerned About Savings In Santander Bank ?
18 May 2012 | No comments
You may have heard about the financial problems of Santander Bank on the news, and worried about deposit savings you may have with them. The following link to the BBC news website will hopefully put your mind at rest…….read more If you would like advice centred on your own financial planning circumstances, please contact us... Read more
Written by Sean O'Shea | Associate Director
HSBC Announces Financial Adviser Redundancies
11 May 2012 | No comments
Sean O’Shea of Mantle Financial Planning discusses the effect of the recent announcement by HSBC that they are to make several hundred Financial Advisers... Read more
Written by Colin Caulfield | Director
Very Professional and Trustworthy
09 May 2012 | No comments
“Mantles have been advising me on my financial planning for over 10 years now, and I find them very professional and trustworthy. I would have no hesitation in recommending them as Independent Financial Advisers” Damian Lewis | Actor and Producer Damian Lewis is an English actor and producer. His acting roles include Soames Forsyte in... Read more
Written by Claire Allison | Mortgage Consultant
The Race To Protect Women Is On
02 May 2012 | No comments
From 21 December 2012, product providers will have to provide unisex rates for annuities and life assurance following the announcement last year by The European Court of Justice. It ruled that basing the price of insurance on gender would be classed as discrimination. The effect of this is that there will be an expected premium price-rise... Read more
Written by Sean O'Shea | Associate Director
If Something’s Too Good To Be True,….
26 Apr 2012 | No comments
Then It Invariably Means It Is……… You may have read in the national press that a very large scale fraud scheme based on investing in land has been uncovered. The companies involved offer a substantial opportunity to make money simply by investing in land that is about to get planning permission. The idea is that... Read more
Written by Colin Caulfield | Director
Thank You
23 Apr 2012 | No comments
The First quarter of the calender year is always an exceptionally busy time for us at Mantles. This year, in addition to the Budget that has caused a bit of a political backlash in the House of Commons (maybe they all eat pasties for lunch?), we have had to work with volatile investment markets, the on-going Eurozone... Read more
Written by Claire Allison | Mortgage Consultant
Mortgage Rates Increase
17 Apr 2012 | No comments
Average fixed rates have recently crept up and borrowers on SVRs should be wary of future rises and look to fix sooner rather than later. The warning comes from comparison website MoneySupermarket after a number of lenders announced hikes to SVR rates which come into force on May 1. Analysis by the site found that... Read more
Written by Sean O'Shea | Associate Director
The International Monetary Fund (IMF) Report On Life Expectancy
12 Apr 2012 | No comments
The International Monetary Fund (IMF) has published a report on life expectancy and the impact this will have on retirement planning. Whilst the report looks at the long term financial impact on retirement income (post 2050) there is no escaping the fact that we are all going to live longer. However, this also means that... Read more
Written by Colin Caulfield | Director
HMRC Reveals How To Reduce Inheritance Tax Rate
10 Apr 2012 | No comments
From 6th April if 10 per cent of your estate is left to charity, the tax due may be paid at a reduced rate of 36 per cent instead of 40 per cent. HMRC explained in order to qualify for a reduced rate of inheritance tax you must leave at least 10 per cent of the... Read more
Written by Colin Caulfield | Director
Budget 2012 – Effect On Pensions
02 Apr 2012 | No comments
All the small print has now come out for George Osborne’s Budget to Parliament delivered last week. The key pension points are: No changes to pension tax breaks In a rebuff to recent speculation, the pension tax regime has survived the Budget completely unscathed. The annual allowance stays at £50k, ‘carry forward’ of unused allowances is untouched... Read more
