Sir Steve Webb presents to Mantles


Mantle’s consultants and para-planners were very fortunate to be afforded an hour long meeting with former Pension Minister Sir Steve Webb on Wednesday.

Sir Steve provided a very interesting insight into the Government workings on pensions, including some of the difficulties he faced when Pensions Minister on Auto-Enrolment and Pension Freedom legislation.

In addition, Sir Steve outlined 2 areas of the State Pension which could be useful for clients.

The first is if you have ‘gaps’ in your State Pension.

If you apply after 5th April 2019 the rates will be higher. To see how much you could pay you would need to obtain a personalised State Pension forecast (‘BR19’) –

The second is about losing National Insurance (NI) credits if you waive the right to receive Child Benefit because you or your partner are deemed ‘high earners’.

Sir Steve has created a petition to the Government to extend the current 3 month timescale for claiming back-dated NI credits. If you’d like to sign this, please click on the following link:

If you’d like to discuss any of the above for your own personal circumstances, please contact your Mantle Financial Planning consultant.

Written by Colin Caulfield | Director

Colin is a Chartered Financial Planner & Pension Adviser Of the Year Read more >>

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