The UK State Pension changed on 6 April 2016 for people who reached State Pension age on or after that date.
This means that men born on or after 6 April 1951 and women born on or after 6 April 1953 now qualify for the new State Pension(assuming they have built up an entitlement). Anyone who reached State Pension age before 6 April 2016 falls under the old system.
How the State Pension age will rise in the future:
As life expectancy has continued to increase, the government has been reviewing the age at which the State Pension is paid to men and women. As such, the State Pension age for women has been rising to 65 since 2010 and this process will be complete by November 2018. It is then rising for both men and women as follows:
■ Rising to age 66 between December 2018 and October 2020
■ Rising to age 67 between 2026 and 2028
■ Rising to age 68 between 2044 and 2046.
The government has announced plans to bring this timetable forward which will see the increase to 68 happen between 2037 and 2039 – and there are plans to change State Pension ages further.
You can check your State Pension age by clicking here: www.gov.uk/state-pension-age